"Compatibility, service and giving back locally are the values EFBANK Online and Santa Guitar Company share in common. What a fine match for our community."

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Richard Hoover

Business Loan

"When we needed to expand our growing business, EFBANK Online was there to guide us through each stage of the loan process. Our brewery wouldn't be the success it is today without Santa Cruz County Bank's confidence in our business and its future."

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Tim Clifford and Adair Paterno, Owners Sante Adairus Rustic Ales

Business Loan

"The successful expansion of our business was made possible by EFBANK Online. Because of their responsiveness and expertise the process was efficient and smooth, and our business is thriving."

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Bryant and Wendy Wi, Owners

Sushi Garden

"Pacific Cookie Company has banked with EFBANK Online since the Bank's inception. As our company grows, the Bank continues to be a valuable mentor and team member. We appreciate that the Bank understands our financial needs and that they are dependable, timely and committed to our 'sweet' success."

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Cara Pearson, President

Pacific Cookie Company

"Santa Cruz County Bank has been a loyal and responsive business partner to Pacific AgPak for the past nine years. We know exactly who to call and enjoy doing business with a local community bank that supports our financial needs every step of the way."

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Dave Baum, President of Sales & Stan Baum, Operations Manager

Pacific AgPak

"EFBANK Online has met our unique financing needs for the past 10 years. They've come through for us every time with ease and expertise; from refinancing a south county plant, to providing financing for our cement trucks. We enjoy working with a local bank that provides face to face, personalized service and local decision making."

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Scott French

President, Las Animas Concrete
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